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IN THIS ISSUE
HOLIDAY CLOSINGS
Thanksgiving

Thanksgiving
Thursday, November 22
Friday, November 23
Christmas

Christmas
Tuesday, December 25


New Year's
Tuesday, January 1
Believe!
 
VIaVISA
The ViaVISA Credit Cards have many benefits that will make you believe you’ve found the perfect card.
No Fees
No Annual Fee—you shouldn’t have to pay to use a credit card.
Local Service
Local Service—all inquiries are handled by ViaCU, not a third party.
Transfers
Transfer Balances with No Fees—take advantage of an introductory rates of 3.5%-5.5% APR1 for 12 months.
25 Day Grace
25-day Grace Period—a nice cushion for all purchases.
Low APR
Low APR—everyday low rates for purchases, balance transfers and cash advances2.
 
Rewards
CU Rewards—earn one point for each dollar you spend on purchases with the Platinum Rewards3 VISA.
To apply for a ViaCU VISA credit card
  • Complete the online application.
  • Call 765.674.6631 during ViaCU hours to receive an application.
  • Stop by any branch to start the application process.
1 Approval is based on credit score. Platinum Rewards card has a 3.5% APR for 12 months from the time of posting before the balance reverts to 10.9% APR.  Rewards are only earned on purchases.  Classic card has a 5.5% APR for 12 months from the time of posting before the balance reverts to 12.9% APR.  Balance transfers are treated as cash advances so interest accrues form the date of the transfer is posted to account.
2 Cash advances and balance transfers accrue interest from the date the advance is posted to the account.
3 Approval is based on credit score. Rewards are only earned on purchases. 
 
New Website Coming Soon
 
New Website
Via Credit Union will be launching a new and improved website on Monday, October 8th.

Some of the improvements include:

  • Faster navigation
  • Responsive design (you can now view our full site on your phone, tablet and computer)
  • Branch and ATM locator
  • Financial Calculators
 
Are you ready for winter?
 
Beth Combs
How about the importance of maintenance before the season begins. 
 
It is important to perform routine maintenance on your fireplace, flue and furnace before the winter season begins. Regular inspections and cleanings and even regular filter changes, can prevent fires and make your system work more efficiently.  Also, be sure the area surrounding your furnace and fireplace are clear of combustible materials.   Finally, cleaning your gutters can help prevent the buildup of ice, which can cause roof damage and interior leaks.

Receive a free, no obligation quote for your insurance needs by calling Beth Combs at 765.662.3700
Insurance Providers
 
ViaInvestment Services
 
Heath Slain
Via Credit Union has contracted with CUSO Financial Services L.P.* to replace Cetera Advisor Networks, LLC as the broker/dealer for non-deposit investment services.  CUSO Financial Services L.P. (CFS) is a broker-dealer formed for the express purpose of serving credit union members’ investment needs.   This change is being made to improve service by providing online enhancements and better assist our members in meeting their financial planning needs. 
 
Heath Slain will continue to be the Financial Advisor and will assist current members through the process.
 
Via Credit Union is excited with this new step in the growth our Investment Services Program.  We hope to continue to earn confidence and provide members with exceptional investment consulting for many years to come. 
 
If you should have any questions, please contact Heath at 765.662.3700.
 
*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. ViaCU has contracted with CFS to make non-deposit investment products and services available to credit union members.
 
Mortgage Deduction
 
Fence
Did you refinance your home mortgage in 2018? If so, visit your county Assessor’s office to reapply for Indiana Mortgage Deduction. The Mortgage Deduction must be reapplied for if the property is sold, the title is changed or the home is refinanced. To ensure you do not lose the deduction for your property taxes in 2019, you must reapply by December 31, 2018.
 
ViaCU is hosting flu vaccines
 
Walgreen’s will be administering vaccines at the locations below.
 
 
West Marion Branch
Friday, October 12 from 1pm-3pm
 
Hartford City Branch
Friday, October 19 from 1pm-3pm
 

South Marion Branch
Friday, October 26 from 1pm-3pm

$0 copay with most insurance*.
 
*Insurance, Medicare Part B and Medicare Advantage will be accepted, please bring copy of your card.  Vaccines are available for ages 11 or older. Cost of flu vaccine is $35.00 without insurance. High dose flu vaccines are available for age 65+ for $57.00. Cash only, please.
 
Casual for a Cause: Nurse's Aid
 
During October, ViaCU’s staff have the opportunity to donate $3 each Friday and Saturday to dress down to support Nurse’s Aid.

Nurse’s Aid is a program that provides school nurses with personal hygiene items and other necessary supplies beyond first aid needs. ViaCU’s goal is to spread awareness and raise enough money to fulfill each school nurse’s “wish list” each school year.

If you are interested in contributing to Nurse's Aid, call 765.674.6631 or just let your teller know next time you’re in the branch.
 
International Credit Union Day
 
ICU Day
October 18, 2018, will mark the 70th anniversary of International Credit Union Day. This year’s theme is “Find Your Platinum Lining.” It combines the traditional gift of platinum for 70th anniversaries with a play on the saying “every cloud has a silver lining.”

Credit unions all over the world will be celebrating the history and the success of the “People-not-Profit” philosophy. This year’s theme emphasizes the credit union movement’s loyalty to its members and its mission to provide them financial support and guidance.

The movement began in the 1840s as a democratic consumer cooperative by weavers in Rochdale, England. Frustrated by bankers who denied them loans simply because they weren’t wealthy, the weavers and workers decided to pool their incomes and loan money to each other. In time, this cooperation put each member on solid financial ground and encouraged their own businesses to flourish.

The need for equitable financial institutions grew and, in 1971, the World Council of Credit Unions, Inc. (WOCCU) was created to help establish and maintain viable credit union movements. It has become the leading voice for advocacy and governance on behalf of the international credit union community.

Today, over 235 million people are served by credit unions in 109 countries and 6 continents.

Members are encouraged to bring a friend or family member to any branch to enjoy cookies on Thursday, October 18th to celebrate ICU Day!
 
Santa is coming to ViaCU
 
Santa
Receive a free picture with Santa this holiday season.  Members of all ages are invited to visit Santa at Via Credit Union!  Santa will be at the following branches during December.
  • Hartford City on Tuesday, December 4 from 2:30 to 4:30 pm
  • Gas City on Wednesday, December 5 from 2:30 to 4:30 pm
  • West Marion on Thursday, December 6 from 2:30 to 4:30 pm
  • Warsaw on Friday, December 7 from 3:00 to 5:00 pm
  • South Marion on Saturday, December 8 from 10:00 to Noon
Celebrate this magical season by telling Santa what’s on your wish list!
 
Holiday Shopping
 
Shopping
Your ViaVISA credit card transaction limit has been temporarily increased to 15 transactions per day during the holiday season*.  Please remember there is a daily purchase limit of $1,500 for the ViaCU MasterCard debit card. 
 
*ViaVISA credit cards daily transaction limit will be increased to 15 transactions per day from 11/18/17-01/06/18.
Copyright © 2018 Via Credit Union. All Rights Reserved. This email was sent to you by Via Credit Union located at 4505 S. Adams St., Marion, IN 46953.
 
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